If you suffer from a long-term disease like multiple sclerosis or lupus, then you know just how debilitating it can be on you physically and mentally. And even though many people with these types of diseases continue to work for years after their diagnoses, there usually comes a point when they need to hang up their hat and get on disability.
If you have gotten to a point with your disease where it seems like it is impossible to work anymore, then you may qualify for social security disability insurance. But what is this service and how can you get it? This article will take a closer look. Read on to learn more.
What Is Social Security Insurance?
Social security insurance is a government-funded program to help individuals with disabilities or whom have reached a certain age and cannot work, support themselves with a fraction of what they traditionally make. So, what does that mean? It means that all of that social security that you put away in taxes every month may benefit individuals with disabilities like you. If you receive social security disability, it usually covers a percentage of what you used to make; which will allow you to live comfortably but not lavishly by any means.
How Can I Get It?
Because the social security insurance program has been abused in the past, it is very difficult for people to qualify for it. In fact, most people have to reapply several times in order to be approved. First of all, you will have to fill out a bunch of paperwork which you should have reviewed by a social security disability lawyer to make sure that you got everything right.
Then, they will usually ask for medical information from your doctors including tests and a diagnosis to see just what you are suffering from and how severe it is. Remember that the more detail your doctor gives with this application, the better your outcome will be.
Being ill is no walk in the park; in fact, it can really affect every aspect of your life. Luckily, if you get approved for a program like social security insurance, you can get some of the income and services that you need in order to keep yourself and your family afloat without you having to go to work every day. If you want to learn more about social security insurance, visit the governments' website.
Share22 July 2018
Too many single people assume they don't need to plan their estate. My brother fell into this category, and his unexpected passing left our entire family struggling to deal with his home, belongings, and financial accounts. It took nearly three years for the courts to set up a deal because he left no paperwork detailing how he wanted his estate divided. The situation immediately convinced me to work on my own estate, even though I'm still in my early 30's and don't have children or a spouse to worry about. Since it's a little harder to pick beneficiaries and estate managers when you're single, I collected the resources I used for making my own decisions and decided to publish them here on my blog. Use these resources before talking to an estate planning attorney so you're prepared for making hard decisions.